Buying an RV from an established, reputable dealership offering a full line of services and protections is a smart move that takes the worry out of a major investment decision. By choosing a reputable dealer, you can be assured of access to the best financing and protection packages available plus professional guidance to make sure you get the right RV for your camping lifestyle.
With all the different types, sizes, brands and floorplans of RVs available today, it may be tougher than you think to choose the right model for the kind of RV living you enjoy or plan to do. That’s where your RV sales associate can be of assistance. Some folks are hesitant to work directly with a sales associate but you can use a knowledgeable sales associate to your advantage. For instance, instead of looking at every RV on the lot, which can be time-consuming and confusing (“Which one had the kitchen we liked? Which one had the big closets?”), your sales associate can help you narrow down the list of possible choices based upon information you provide. They will ask you a few simple questions about how you intend to use the RV, when, where and with whom plus your budget parameters. They will then help you select the available models that best fit your needs, saving you hours of time and possibly from choosing an RV that doesn’t quite work for your family or your pocketbook.
With interest rates the lowest they have been in years, now is a great time to buy a new or used RV. RV dealerships can usually offer rates and terms even better than your local bank or credit union, simply because of the volume of business they do with major lenders who specialize in loans for RVs. RV loans available through a reputable dealer are simple interest so they can be paid ahead or paid off at any time with no prepayment penalty. Financing right at the dealership is convenient, too, saving you time and getting you on the road in your RV sooner. Plus most RV loans are tax deductible; check with your tax advisor for details.
Peace of Mind
Along with convenient, affordable financing, reputable dealers have other tools to make the process of buying and owning an RV worry-free. Some of the most valuable include service contracts, gap insurance, special tire protection coverage, roadside assistance and specialized RV insurance.
Offering more protection beyond an RV manufacturer’s warranty, a service contract is a sound investment for the RV buyer, and often costs as little as $1 a day. Service contracts available at most dealers pay for parts and labor for most major and minor repairs, with a deductible. Make sure that you have a contract through a provider who offers a nationwide network of service and repair facilities to call on if problems arise. It’s important to have this peace of mind and a service contract will provide it.
It’s unthinkable, but what if your RV is destroyed in an accident or stolen and not recovered? That’s where gap insurance steps in to protect you from a potentially catastrophic financial loss. Gap insurance pays the difference between your loan pay-off amount and the insurance settlement (hence the name “gap” insurance). It also pays your insurance deductible up to $1000. Gap insurance is not available in all states; your RV sales associate can tell you if it is available in your state and provide other information.
The tires on your RV are a key component to safety on the road. Tire protection coverage pays for the replacement of both tires and rims in the event of damage from potholes, nails, glass, road debris or blowouts (curb damage is not covered under tire protection insurance). There is no deductible, and the coverage pays for 100% of the cost of replacement of tires and rims on both the tow vehicle and the vehicle being towed—up to 10 tires at one time—while on the road.
If you do have a breakdown on the road, specialized RV roadside assistance can be very valuable indeed. Protecting you 24 hours a day, seven days a week, in whatever vehicle you’re in (RV, car, rental car or friend’s car), it also provides a 24-hour technical assistance hotline that lets you talk to a master certified technician who can help you resolve problems on the spot. Specialized RV roadside assistance covers your entire family in any of your vehicles, eliminating the need to maintain separate roadside assistance for passenger vehicles. Helpful services provided include free fuel delivery if you run out of gas, free lock-out service, sign and drive towing 24 hours and day, seven days a week, free trip interruption assistance and free flat tire changes.
Insurance coverage designed especially for RVs can save you thousands of dollars in case of an accident or loss. Most insurance companies insure RVs just like cars, but your investment in your RV is considerably more valuable. Other insurance may not give you the option of full replacement value coverage, or cover the full value of the contents of your RV, or let you suspend coverage while your RV is in storage. Specialty RV insurance provides all these options. Specialty insurance agents can also cover your
other recreational vehicles, such as your boat, ATV or personal watercraft, as well as your cars and trucks. Ask your sales associate for more information and a free quote. You may find that you can save hundreds of dollars per year on insurance premiums and get more comprehensive coverage than your auto insurance offers.
Whether you’re buying your first or fifth RV, a visit to a Camping World RV dealership can save take the worry out of your RV purchase. Knowledgeable sales associates will work with you to find the right RV, find the right finance package for your budget and explain all the services available to protect your investment. You’ll find Camping World RV locations nationwide, conveniently located at or near Camping World SuperCenters, offering easy one-stop shopping for all your RV and accessory needs. To find all Camping World RV locations, visit CampingWorldRV.com.